Even though the tropical season in the Atlantic Basin is still a month away, the National Hurricane Center issued their first outlook of the year today for a wave which has a 20% chance of developing into a tropical storm over southern Florida in the next five days. Even though this is not likely to amount to a serious threat, it is a great reminder that the tropical season will be here soon. It’s time to get ready! If you want to buy flood insurance, now is a great time to do it because it takes at least 30 days for the coverage to go into effect. Make sure you have all your hurricane plans in place too.